Rest Assured

At Freshope Tower Insurance Agency, our “Rest Assured” promise means we go the extra mile to ensure your insurance experience is hassle-free. By carefully selecting the right insurance companies and tailoring policies to fit your needs, we make sure claims are paid promptly and efficiently. Our focus on honesty, transparency, and smooth processes ensures you can feel secure knowing we’ve got you covered—so you can rest easy, no matter what happens.

Insurance Products

Explore a selection of our offerings below. To view the complete catalogue, click the ‘More’ button or visit the Insurance Products page.

Motor Insurance Policy

We offer insurance for both private and commercial vehicles, with the flexibility to choose from multiple reputable insurance companies. Our coverage options include Comprehensive, Third Party Only, Time on Risk (TOR), and the COMESA Card. To make things easier, we also provide flexible payment plans, allowing you to pay in three installments.

A happy old couple smilliing

Life Assurance Policy

Plan for a secure future with our investment plans designed to help you accumulate wealth and ease the burden of unexpected setbacks. We also offer a tailored funeral expense cover, ensuring that your loved ones are not left struggling with financial burdens during tough times.

A ship

Marine Insurance Policy

Ensure the safe transit of your cargo with our customizable marine insurance policies, providing coverage from departure to final destination.

Property on fire

Fire Insurance Policy

Fire can strike unexpectedly and leave devastation in its wake. To protect your assets and safeguard your future, our fire insurance policies offer tailored coverage to cushion you from losses caused by fire accidents.

Our Insurance Cover Options

Here are the available categories you’ll find under the ‘Insurance Type’ dropdown when requesting a quote.

Comprehensive covers

Comprehensive insurance covers are for those who want to fully protect their vehicle. They cover not just accidents, but also things like theft, vandalism, fire, natural disasters, and even animal collisions. It's your safety net for those unpredictable “what if” moments that could leave your wallet crying.

Third Party Only - Covers

Third party only (TPO) insurance covers damage you cause to someone else’s vehicle, as well as any injuries they might sustain in an accident that’s your fault. It also covers damage to other people’s property.

COMESA Yellow Cards

COMESA Yellow Cards

The COMESA Yellow Card is a motor vehicle insurance scheme that provides third-party legal liability cover and compensation for medical expenses resulting from road traffic accidents caused by visiting motorists. It is valid in all participating countries and covers third-party liabilities and medical expenses for the driver and passengers of an insured vehicle. It is available for both private, and commercial vehicles.

Time On Risk (TOR) Covers

The Time On Risk (TOR) cover is a non-extendable, strictly one-month Third Party Only insurance policy.

Our Insurance Cover Extensions

Here are the insurance extensions that come with our comprehensive covers.

Political Violence, Terrorism, and Riot

99% of our comprehensive covers include the “Political Violence, Terrorism, and Riot” extension. This ensures that your claims will be processed if your vehicle or property is damaged due to incidents unrelated to road accidents. This sets us apart from other average insurance providers.

Excess Protector

Excess is the "small" amount you are required to pay in the event of an accident to initiate the claim process. To shield you from this cost, 99% of our comprehensive policies include an Excess Protector extension. This means that if you're insured with us, you won't need to pay the excess amount.

Joyceline Wambui - Director

Director's Take

At Freshope, we don’t just sell policies—we craft peace of mind. Because when life throws curveballs, you deserve a partner who’s already one step ahead, ensuring your claims are met and your worries are left behind. Rest assured, with us, you’re covered.

– Joyceline Wambui, Director.

Why Choose Our Insurance Services

A hand holding a magnifying glass

Your Assurance, Our Priority

At Freshope Tower Insurance Agency, we understand that the primary goal of having insurance is to feel protected and confident that your claims will be paid swiftly when it matters most. That’s why we take the time to meticulously select the right insurance companies to partner with and tailor policies to fit your unique needs.

A lady smiling

Seamless Insurance, Peace of Mind

Our team works diligently to ensure that the insurance process is seamless for you—right from getting a policy to receiving compensation in the unfortunate event of an accident. We pride ourselves on eliminating the hassle, so you can have peace of mind knowing that every detail is handled with care and precision.

Your Trust, Our Commitment

At Freshope, honesty, transparency, and efficiency are at the core of what we do. We’ll guide you through the process, ensuring every policy you hold guarantees the security you deserve. With our expertise, you can rest assured that in your time of need, we’ll have your back.

More Than Insurance, It's Assurance

When you choose us, you're not just getting insurance, you're getting assurance—of protection, support, and fast-tracked claims. Let us help you secure your peace of mind.

Joyceline Wambui - Director

Director's Take

At Freshope, we don’t just sell policies—we craft peace of mind. Because when life throws curveballs, you deserve a partner who’s already one step ahead, ensuring your claims are met and your worries are left behind. Rest assured, with us, you’re covered.

– Joyceline Wambui, Director.

Why Choose Our Insurance Services?

A hand holding a magnifying glass

Your Assurance, Our Priority

At Freshope Tower Insurance Agency, we understand that the primary goal of having insurance is to feel protected and confident that your claims will be paid swiftly when it matters most. That’s why we take the time to meticulously select the right insurance companies to partner with and tailor policies to fit your unique needs.

A lady smiling

Seamless Insurance, Peace of Mind

Our team works diligently to ensure that the insurance process is seamless for you—right from getting a policy to receiving compensation in the unfortunate event of an accident. We pride ourselves on eliminating the hassle, so you can have peace of mind knowing that every detail is handled with care and precision.

Your Trust, Our Commitment

At Freshope, honesty, transparency, and efficiency are at the core of what we do. We’ll guide you through the process, ensuring every policy you hold guarantees the security you deserve. With our expertise, you can rest assured that in your time of need, we’ll have your back.

More Than Insurance, It's Assurance

When you choose us, you're not just getting insurance, you're getting assurance—of protection, support, and fast-tracked claims. Let us help you secure your peace of mind.

What Our Clients Say

I finally feel secure knowing my family and assets are protected. Freshope Tower made everything easy, from getting the right policy to understanding my cover options. Their team walked me through every step and handled my claim with professionalism. Truly a partner I can depend on!
Esther Maina
After my accident, I was stressed and worried. Freshope Tower took charge of the claim process and kept me informed throughout. It was smooth, fast, and stress-free, exactly what you want when things go wrong. I can honestly say this agency delivers on their ‘Rest Assured’ promise
Rodgers Momanyi
From our initial engagement through to the completion of our motor insurance arrangement, the team at Freshope Tower Insurance demonstrated exceptional professionalism, responsiveness, and integrity. They provided clear, comprehensive guidance that enabled us to make well-informed decisions without undue pressure. We confidently commend their commitment to service excellence.
Kabarak University

Request your Free Quote today!

Our insurance policy quotes are completely free, with most of them being automated to provide you with instant quotations.

Reporting a Claim

To report a claim, start by taking pictures of the accident scene if it’s a motor claim, then report the incident to the police to obtain a police abstract. Notify us (your insurance agency/company) and submit the required documents, such as the police abstract, logbook, and driving license for motor claims.